Faq's

What is a personal cash payday loan?
It is a short term personal loan. This loan is taken when you feel shortage of cash because of over budgeting. Payday cash personal loans are specially designed for officer goers. Self employed with a regular source of income can also get these loans.

How long is the term of payday loan?
The term of payday cash personal loan is upto your next payday. Thus the term is generally 14 to 30 days longer. This is only a general pattern. Flexibility in term is also possible.

Can the term of payday loan be extended?
Extension of the term is possible. It completely depends upon the mutual understanding between the borrower and lender. The lender generally charges interest also for the extra period for which borrower keep the money.

How quick is the approval of payday cash personal loan?
The approval of payday cash personal loans is very quick. Most of the time, you get your cash within a few hours. As we know payday loan is taken in the case of emergency so we always try to cut short all possible delays. For this we always adopt innovative procedures.

Do I have to pass through rigorous loan formalities?
No; while taking loan you never have to go through rigorous loan formalities. Just a proof of regular income can bring personal payday loan for you.

What about the rate of interest?
The loan market has a great degree of fluctuation in terms of rate of interest. Competition is the factor which is affecting this to a great extent. So it is not possible to tell you an exact figure. But the rate of interest which you get through us is always lower.

What is the procedure to apply for payday loan?
You can apply for personal cash payday loans on an online form available at our contact us page. Or you can simply click on apply now button.

If being salaried is the necessary condition to qualify for this loan?
No, it is not the compulsory; anyone with regular source of income can qualify for this loan.

I do not have a regular source of income; can I still take payday loan?
We are afraid in this case you cannot qualify for payday loan.

I have applied for the loan; can I be sure about getting it?
Applying for loan doesn’t mean you are going to get it. Your chances are very good to get the loan when you apply through us. Any application is rejected rarely while applying through us. Getting offer of payday loan is almost certain but approval solely depends upon lender’s discretion.